Leave no desire unfulfilled
It could be a new business venture, a child who is pursuing a higher education, or even a holiday abroad – whatever the reason, we can help you get the money you need quickly and without hassle.
IDLC personal loan is customized to your needs, to give you the freedom to explore your desires. So apply today!


  • Loan Amount: Taka 50,000 to Taka 10 Lacs to suit your requirement
  • Loan Term: Minimum of 1 year to a Maximum of 5 years
  • Fast processing and loan approval
  • Competitive interest rates. Individual rates are set based on the customer’s financial status and facility amount.
  • Early prepayments subject to payment of minimum charges.
  • Early settlement option
  • Dedicated Relationship Managers and supportive service
  • Repayment through EMI

How can I use this loan?

Our product is designed to support your various needs including:

  • Purchase of consumer durables
  • Meeting financial liabilities
  • Marriage
  • Education
  • Domestic or foreign travel
  • Medical treatment for self/family members
  • Other needs

Types of Loan

You can enjoy two types of loan under our Personal Loan facility:
Secured Personal Loan, when it is backed by any of the following:

  • Cash Security (deposit with IDLC or lien on FDR)
  • Assignment of salary
  • Assignment of retirement benefits
  • Any immovable property in Dhaka, Savar, Gazipur, Chittagong, Bogra, Sylhet and Comilla

Unsecured Personal Loan, when it is not backed by any security or guarantee under specific conditions of IDLC.

Am I Eligible?

You can apply for this loan right now if:

  • Your age is between 20 to 60 years
  • You have an employment record of minimum 2 years with your current employer
Apply now >