Affordable Home Loan

Home for Everyone

No need to wait further to build your own home or own a flat. IDLC Finance Limited brings to you the easiest home loan in the country, IDLC Affordable Home Loan – Home for Everyone. Now you can fulfill the dream of your own home with confidence, even if your income is limited.


  • Specially designed facility to serve the housing need of low & middle income people
  • Lower interest rate compared to regular IDLC Home Loan
  • Loan facility is available in rural areas [except 'Homestead'] in vicinity of municipality zones.
  • Financing up to 80% of the property value.
  • Maximum loan tenure is 25 yrs.

How can I use this loan?

You can avail this facility to purchase, construct, renovate or extend semi paka or 1 storey paka house, apartment, building for residential purpose.

Am I Eligible?

To be Eligible for IDLC Affordable Home Loan, you have abide by the below requirements -

  • Regular income from a sustainable & valid source of employment or business
  • Have an income level in between of BDT 20,000/- to BDT 60,000/- per month.
  • Age of the main income earner should be within 65 years at the end of proposed loan tenure.
  • Property being mortgaged should be an eligible & enforceable security.