"Profit-Loss Sharing Scheme" is a discretionary portfolio management service where IDLC Investments Ltd. will manage your fund and take all investment decisions. This is a specific structured product where IDLC Investments Ltd. will be a partner of your investment with limited sharing as much as 30%. So, the ratio of the total investment will be 70:30, where client will invest 70% and IDLC 30%.
Your Portfolio Manager will adopt a clear and transparent investment process in terms of portfolio composition, stock selection, trade execution, monitoring and rebalancing.
The investment process has been carefully designed to ensure:
We adopt a Top-Down Approach to determine appropriate sector allocation and security selection to build your portfolio. We use both fundamental and quantitative analysis for managing the investments.
Your Portfolio Manager will focus on achieving long term returns at a reasonable risk through active management of your portfolio.
Your Portfolio Manager will invest only in capital market securities (both debt and equity) approved by the Securities and Exchange Commission and/or Bangladesh Bank. In order to protect the capital and increase the profit potential, funds may be invested, as a defense strategy, in quoted/unquoted debt securities, depository instruments, or fixed deposit accounts.
Your portfolio manager will abide by the following restrictions while making investment decisions:
Prospective investors of DPM should appreciate that portfolio investment in capital market is subject to certain risk factors, as detailed below, which are not necessarily exhaustive or mutually exclusive:
As a client of "Profit-Loss Sharing Scheme" both profit and risk will be shared proportionately according to partnership investment ratio @70:30 where any profit or loss occurred in the portfolio, IDLC Investment Limited will take 30% responsibility of the total portfolio.
Net Gain Distribution Policy for “Profit-Loss Sharing Scheme” is that a minimum 50% of the realized gain (if any) will be distributed to the account holders proportionally (70:30) at the end of each calendar year and rest of the amount will be reinvested.
To control volatile portfolio performance, your Portfolio Manager will judiciously apply various risk control measures. The primary paradigm of risk control has been described below:
Semi-annually portfolio and transaction statements will be given.
Out of Pocket and Third Party Charges (Central Depository, SMS charges etc.): At actual basis
* Subject to change at the discretion of portfolio Manager
Please refer to Forms and Documents for Investment to download forms.
To know more about DPM products and services, please contact us at email@example.com or call us at 16409, +8809609994352.