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November 30, 2016
IDLC Receives First Position for Integrated Reporting and Best Presented Annual Report 2015
IDLC Finance Limited was awarded the first position under the Integrated Reporting category by The Institute of Chartered Accountants of Bangladesh (ICAB) in the 16Th ICAB National Award Giving Ceremony held on 29th December 2016. IDLC also won the Best Presented Annual Report 2015 in the Financial Service Sector and the second position under the category of SAARC Anniversary Award for Corporate Governance Disclosure.
Arif Khan, CEO & Managing Director of IDLC, received the awards from Tofail Ahmed , Commerce Minister, Government of the People's Republic of Bangladesh.
On this occasion, Khan said, "It is an honor and a privilege to receive this award on behalf of every one of the IDLC family including the Board of Directors, shareholders, employees, customers, stakeholders and well-wishers. We are especially happy to secure the first position in Integrated Reporting, which is an evolution of corporate reporting aimed at explaining how a company's strategy, governance, performance and prospects lead to the creation of value."
Khan also underlined IDLC's commitment towards maintaining the highest level of transparency, corporate governance, integrity and accountability; mentioning "We are humbled to have been recognized for our efforts and remain committed, as an organization, to stand out for trust and transparency. IDLC always value the paramount importance of proper corporate governance to ensure fairness, transparency and accountability. IDLC is committed to continually review all its corporate governance policies and guidelines to ensure transparency in its practices and the delivery of the highest ethical standards and quality information to its stakeholders on an ongoing basis."
October 18, 2016
Q3 2016 Earnings Disclosure
9 months (January - September 2016) Performance highlights of IDLC Finance Limited:

- Operating Income of BDT 3,778mn, 11% Year on Year growth
- 10% (BDT 5,418 mn) growth in Customer Assets
- Net Profit After Tax of BDT 1,343mn, 17% Year on Year growth

IDLC Finance Limited reported Net Profit after Tax of BDT 1,343mn in the first 9 months of 2016, recording a strong 17% growth from the same period last year. Operating Profit for the period increased 7% year on year and stood at BDT 2,332mn.

In these 9 months IDLC acquired 6,277 new customers and grew the Customer Assets portfolio by 10% (BDT 5,418mn), compared to 31st December 2015. This growth in customer assets was driven primarily by the SME Loan Book, which experienced a healthy 17% growth in this period. SME loans now comprise 45% of the total loan book of IDLC, increasing from 42% at the beginning of the year. The other business segments of the company - Corporate and Consumer Finance - and two major subsidiaries - IDLC Investments Limited and IDLC Securities Limited - also delivered strong performance.

"All our business divisions - SME, Consumer, Corporate, Deposits, Capital market Operations & Money Market operations - delivered a very strong performance throughout the year so far and combined we have delivered a record 9 months profit in 2016" said Arif Khan, CEO & Managing Director of IDLC Finance Limited. He added " The focus remains firmly on continuing the good performance for the rest of the year and also improving our portfolio quality which experienced a minor dent in the last quarter with a slightly increased NPL ratio of 3.22% compared to 3.06% at the end of December 2015. "

IDLC also made considerable investments in infrastructure, people, processes and workplace throughout the year 2016. Major initiatives included inauguration of 4 new branches, relocation of two of major operations (in Gulshan and Dilkusha) to bigger and better premises, investments in technology to introduce an online Credit Appraisal System, Introduction of SME Credit Scoring with support from International Finance Corporation (IFC) and venturing into Digital Marketing space.

Khan said, " We, at IDLC, believe there is always room for improvement and we are relentless in our efforts to be better today than yesterday. Surviving and thriving in this competitive market will depend on how we prepare ourselves for tomorrow. The challenge now is to scale up and reach newer heights and we are making investments in people, infrastructure and technology to face this challenge"
August 24, 2016
IDLC Finance Limited inaugurates its 34th branch in Mymensingh
IDLC has recently opened its 34th branch in Mymensingh to provide a range of Small and Medium Enterprises (SME) and Consumer finance to the people of the area.

Mustakim Billah Faruqui, Deputy Commissioner, Mymensingh, formally inaugurated the branch on August 24, 2016. Arif Khan, CEO & Managing Director, IDLC Finance Limited, local businessmen and senior officials of IDLC were also present.

"We are proud to open our 34th branch in Mymensingh. This is the result of our effort to sprawl our services all over the country. With this new addition, we will be more close to our customers in Mymensingh to offer our diverse array of financial and non-financial services." said Arif Khan, , CEO & Managing Director, IDLC Finance Limited.
The IDLC Group is the largest multi-product Non-Bank Financial Institution in Bangladesh with more than Tk. 7,700 Crore in assets & 2015 yearend net profit of Tk. 145 Crore. IDLC employees 1,400 staff across its 34 branches. IDLC Finance, the Group?s parent company, maintains equal focus in the SME, Consumer and Corporate segments. IDLC Finance also has a significant presence in the Capital Markets through its wholly-owned subsidiaries, IDLC Investments Ltd. and IDLC Securities Ltd.
August 9, 2016
IDLC launches "Easy Invest", a monthly investment scheme
IDLC Investments limited, the wholly owned subsidiary of IDLC, the largest NBFI of the country, has launched "Easy Invest", a Monthly Investment Plan for retail investors. It is a discretionary portfolio management product, where IDLC Investments will work as fund manager. The fund will be invested in selected blue chip stocks with the aim of minimizing market risk and generating reasonable return. Today in a hotel of Dhaka, the scheme was inaugurated by Dr. Mirza Azizul Islam, former advisor, Govt of Bangladesh -- who was greeted as the chief guest of the occasion.

CEO and Managing Director of IDLC Finance Limited Mr. Arif Khan spoke on the occasion. He mentioned that for over thirty years, IDLC has always been in pursuit of innovating new products to change the lives of the people of our society with its little capacity. The newly launched product is designed to attract small savers and bring back people to the market who lost all their hopes since the market crashed. Be emphasized that this new form of portfolio management will help the investors having a little or no knowledge about the stock market or those who do know have much time to follow the market. This is completely a new concept in our country, even though it is highly popular in India -- commonly known as SIP (systematic investment plan).

Mr. Md. Moniruzzaman, Managing Director of IDLC Investments defined in brief the features of the scheme where he added investing in blue chip shares pays significantly higher return than investing in FDRs in the long term. Currently, the inflation rate and FDR rate is almost the same. Thus, the clients can hardly generate any `real return` from FDRs. He said after the 2010-11 stock market crash, some blue chip shares witnessed a growth of around 400 per cent. Thus, this product is particularly suitable in this low interest rate regime. He also added that this scheme could be a good choice for the regular income class who have a very limited option to invest their hard earn money. Long term and mid-term financial goals like child education, marriage expenses, travel expenses, property purchase etc. can be met by this scheme.

Backed by research support, IDLC`s professional and experienced portfolio managers will look after the fund following disciplined and systematic portfolio management approach. As the portfolio will be formed over a period, it will enjoy the benefits of cost averaging and will be devoid of emotional bias. Operationally, no physical cheques will be handled. Fund pulling will be done electronically. He showed his vision that one day, this product will bring hundreds of thousands of small savers into capital market following the history of other markets.

A number of print, online and electronic media journalists, financial professionals from different organizations and senior officials of the company were present in the occasion.
July 31, 2016
Q2 2016 Earnings Disclosure
Performance highlights in the first half of 2016 for IDLC Finance Limited:

- Operating Income of BDT 2,532mn, 18% Year on Year growth
- 10% (BDT 5,336mn) growth in Customer Assets
- Net Profit After Tax of BDT 882mn, 8% Year on Year growth
- Inauguration of 4 new branches in Kushtia, Habiganj, Mymensing & Rangpur
- IDLC Asset Management Limited, 3rd subsidiary of the company started operations

IDLC Finance Limited reported Net Profit after Tax of BDT 882mn in the first half of 2016, recording a solid 8% growth from the same period last year. Operating Profit for the half increased 14% year on year and stood at BDT 1,583mn for the half.

In the first half of 2016 IDLC acquired 3,726 new customers and grew the Customer Assets portfolio by 10% (BDT 5,336mn), compared to 31st December 2015. The company continue to be a strong operator in the SME segment and experienced a growth of 19% in the SME Loan Book at the same period. Corporate and Consumer Loan Books, two other major business segments of the company, also experienced notable growth.

"Despite facing challenging circumstances, IDLC Finance Limited has been able to continue on the growth path in 2016, a testament to the effort put forth by the team and the astute guidance received from the Board of Directors", said Mr. Arif Khan, CEO & Managing Director of IDLC Finance Limited. He also said "While the SME segment posted the highest amount of growth in the loan book, all our business segments enjoyed a good half year. We continue to be very vigilant about the quality of our portfolio and have been able to moderately decrease the NPL ratio to 3.01% at the end of June 2016 compared to 3.06% at the end of December 2015."

IDLC also inaugurated 4 new branches in the half year, while relocating two of its major operations (in Gulshan and Dilkusha) to bigger and better premises, informed Mr. Khan. He added "While these relocations and expansions come at a cost and put a squeeze on the short term profitability, we consider these as investments required to sustain our growth going forward. We remain optimistic about the macro economic outlook of the economy and want to make sure we are well positioned to take full advantage of the economic prosperity, especially in the Small and Medium segment."

IDLC also added a new capital market subsidiary, IDLC Asset Management Limited (AML), in the half. This is expected to further strengthen the capital market operations of the company which was earlier operating with two subsidiaries, IDLC Investments Limited & IDLC Securities Limited. IDLC AML will carry out the business of asset management, primarily through launching and managing mutual funds to cater to the diverse needs of investors. Besides institutional fund management, IDLC AML also aims to facilitate alternative investments in terms of private equity and venture capitals, in the future.
May 31, 2016
IDLC Finance Limited inaugurates its newest branch in Rangpur
IDLC Finance Limited inaugurated its newest branch on Rangpur on 31st May 2016. Divisional Commissioner Kazi Hasan Ahmed formally inaugurated the branch.

Mr. Arif Khan, CEO & Managing Director, IDLC Finance Limited, District Commissioner Rahat Anwar , SP Abdur Razzak and local businessmen and high officials of IDLC were present in the inauguration ceremony.

Mr. Arif Khan said, "We are proud of opening this branch in Rangpur which is the result of our endeavor to reach out to more people. With the opening of this branch, we can now easily provide our services to the business customers of this area." The new branch is located at central Road, paira chattar.

May 25, 2016
IDLC partners with SEID for promoting income generating activities of adolescents with autism, intellectual and multiple disabilities through livelihood training
IDLC extended its long-standing partnership with Society for Education and Inclusion of the Disabled (SEID) and facilitating the organization for conducting further vocational skills development of the adolescents with disabilities. This extension of partnership was materialized through signing of a MoU by both organizations on 25 May 2016.

The aim is to facilitate SEID to equip these adolescents with the relevant skills and understanding which would enable to engage in income generating activities and eventually rehabilitate them into mainstream society.

After receiving the training for one year in 2015, among the 30 beneficiaries, 10 have reached a level whereby they can be enrolled in vocational training institutions and remaining 20 are ready to receive the in-house advance training at SEID. Therefore, as per the MoU, SEID will provide extended vocational training opportunities for selected adolescent and youth with disabilities, advanced vocational training and also establish linkage with outsourcing agents, buyers and job providers to place the graduates from this training and for exhibiting their hand-made products. It is expected that upon completion of this project, 10 adolescents with autism, intellectual or multiple disabilities will be involved in income generating activities, 50% of the adolescents with disabilities will be incorporated in extended vocational trainings and 80% family will be more supportive towards self-independency regarding their adolescent with disabilities.

The signing was chaired by Mr. Arif Khan, CEO & Managing Director, IDLC Finance Limited and Mr. Ranjan Karmakar, Chairperson, SEID. Senior officials from both the organizations were also present at the signing.
May 21, 2016
IDLC Finance Limited & Euromoney Learning Solutions jointly organized workshop on "MASTERING PROJECT FINANCE" at Le Meridien, Dhaka on May 21-22, 2016
In order to share the best practices of Project Finance from around the world with local business leaders and banking fraternity, IDLC Finance Limited & Euromoney Learning Solutions jointly organized a workshop on "MASTERING PROJECT FINANCE" at Le Meridien, Dhaka on 21-22 May, 2016.
Bangladesh is embracing a new era of progress and development and also embracing implementation of diverse large infrastructure projects which are wide-ranging in complexities. Thus, understanding of these complications are very essential for the officials of Financial Institutions and Corporate Houses. Considering the significance of project finance as a financing solution, this two day workshop on "MASTERING PROJECT FINANCE" has been organized in order to provide participants a clear understanding on project finance on a comprehensive spectrum.
Mr. Arif Khan, CEO and Managing Director of IDLC Finance Limited inaugurated the workshop. IDLC hosted numerous workshops/seminars in recent years with the purpose of enhancing the capabilities of professionals in the financial market covering various topics in nature. This time, IDLC, to organize an international level training, made joint collaboration with Euromoney Learning Solutions which is a world leading provider of premium public courses especially e-Learning and tailored learning solutions.
Mr. Edward Bodmer, financial consultant from USA, conducted the workshop. He created innovative forward pricing, productivity measurement and investment valuation software for consulting clients throughout the United States. To support this initiative, The Daily Star and Le Meridien were the strategic partner and hospitality partner respectively.
On the workshop Mr. Bodmer covered many issues on valuation analysis of debt and equity, project finance models, alternative types of project finance transaction, analytical failures in project finance, market risk and mitigation tools, covenants in project finance and reserve accounts & modelling theories and practices.
The workshop was followed by an open-ended stakeholders? panel discussion where the panel discussants were Mr. Imran Karim, Group Managing Director of Confidence Group and Mr. AKM Abdullah, Financial Sector Development Specialist of the World Bank. They shared their practical insights of public & private project financing with the participants; and the engagement was very insightful as shared by the participants.
May 11, 2016
IDLC Partners with IWF to Promote Mental Health and Wellbeing at High School Level
IDLC as part of its Corporate Responsible Practices partnered with Innovation for Wellbeing Foundation (IWF) to pilot the development and implementation of mental health and wellbeing programs in high schools with an aim to enhance the human capital of the country.
As per World Health Organization (WHO), globally 450 million people suffer mental illness; depression is the second leading cause of disability and suicide is the second leading cause of death among the population aged between 15 to 29 years. According to national survey conducted by WHO and The National Institute of Mental Health (NIMH) in the year 2003-2005, in Bangladesh 18.4% children and 16.01% adults suffered mental illness. Mental health of children is at risk for poor parenting, academic pressure, bullying, substance abuse sexual abuse etc. Mental illness is still highly stigmatized and early detection and treatment of the problem is often hindered. Moreover in Bangladesh, there is one mental health professional for 200,000 people. Considering the limited resources and environmental factors an effective mental health promotion and mental illness prevention program targeting high school students is crucial to ensure a productive and healthy future generation. Thus, IWF conceived this program aiming at promoting health program at school level and document the process for replication in other schools by the Ministry of Education, development partners and civil society organizations.
The Government of Bangladesh has introduced mental health component in Grade IX and X under Physical Education and Health. Accordingly, IWF facilitated Mental Health First Aid (MHFA) lite course with 180 High School Teachers including Head Teachers from Potia, Bashkhali, Swandip and Chittagong City Corporation area, Dhaka Metropolitan city and Netrokona District. From the initial facilitation, it was observed that teachers lack adequate knowledge on mental health issues of adolescents. As a result, the SSC curriculum which covers the mental health module, may not be able to achieve its goal entirely.
The IDLC-IWF pilot project will provide lessons learned for policy advocacy to strengthen teachers? capacity to manage mental health issues of the vulnerable groups. Under the MoU signed between IDLC and IWF, among others IWF will conduct a baseline survey, review MHFA for youth international training materials, translate and adapt for Bangladesh context, design and print Instructor kit, training manual and workbook, provide training to teachers on MHFA, develop educational materials for field testing and implement the program in collaboration with selected schools.
The signing was chaired by Mr. Arif Khan, CEO & Managing Director, IDLC Finance Limited and Ms. Monira Rahman, Executive Director, Innovation for Wellbeing Foundation. Senior officials from both the organizations were also present at the signing.
Mental Health First Aid (MHFA) is an internationally recognized training program currently implemented in 24 countries including Bangladesh. MHFA was originally developed at the Centre for Mental Health Research at the Australian National University in Canberra. MHFA England invested its human and financial resources to develop and train Bangladeshi nationals for adapting internationally accredited MHFA course appropriate for the nation. IWF is the sole license holder for developing socially and culturally appropriate MHFA program for Bangladesh.
May 4, 2016
IDLC Signs agreement with Partnership for Cleaner Textile (PaCT) program of International Finance Corporation (IFC)
IDLC Finance Limited is persisting its venture to explore new sectors from where it can develop a sustainable stream for the organization. In this regard, IDLC has signed an agreement with Partnership for Cleaner Textile (PaCT) program of International Finance Corporation (IFC) with an aim to develop a concise action based business development strategy and a sustainable pipeline of clients, and gaining market recognition for its work in water & energy efficiency sector.
The signing ceremony was held through a workshop titled "Solar PV & LED Lighting", organized by the Textile Technology Business Center (TTBC) under the PaCT program of IFC on 4th May, 2016 at Hotel Westin, Dhaka. The signing was chaired by Mr. Arif Khan, Chief Executive Officer & Managing Director, IDLC Finance Limited and Ms. Wendy Werner, IFC Bangladesh Country Manager. Mr. Md. Siddiqur Rahman President of the BGMEA, Mr. Faruque Hassan, Senior Vice President, BGMEA, Mr. Siddique Zobair, Member (Energy Efficiency & Conservation) of SREDA and speakers from GE, Deloitte, IDLC, SREDA, BUET and other industry experts spoke during the event.
This engagement will result in developing a strategy paper on Sustainable Energy Financing (SEF), business development and building of a solid portfolio of Energy & Water Efficiency, strengthening IDLC`s position in the green industry. IDLC will provide financial solution to the PaCT partners for adopting resource efficiency technology across the industry thus enhancing its share towards sustainability.
April 19, 2016
IDLC Finance Limited inaugurates Kushtia branch
IDLC Finance Limited inaugurated its newest branch on Kushtia. Mr. Arif Khan, CEO & Managing Director, IDLC Finance Limited, Md. Abdur Rashid, Managing Director of Rashid Group, Haji Md. Robiul Islam, president of Kushtia Chamber of Commerce and Industry, local businessmen and high officials of IDLC were present in the inauguration ceremony. Mr. Arif Khan said, "We are proud of opening this branch in Kushtia. This is the result of our effort to sprawl our services all over the country. With this branch, we will be more close to our customers in Kushtia to offer our diverse array of financial and non-financial services." The new branch is located at 2nd Floor, Momtaj Tower, 5/1 Jaliram Agrawal Lane, Roxi Goli, N.S Road, Kushtia-7000.
April 11, 2016
IDLC Finance Limited inaugurates Hobiganj branch
IDLC Finance Limited inaugurated its newest branch on Habiganj. Advocate Md. Abu Zahir, Member of Parliament, Habiganj-3, inaugurated the branch on April 11, 2016. Mr. Arif Khan, CEO & Managing Director, IDLC Finance Limited,Md. Motassirul Islam, president-Chamber of Commerce & Industry , Habiganj, local businessmen and high officials of IDLC were present in the inauguration ceremony. Mr. Arif Khan said, "We are proud of opening this branch in Habiganj which is the result of our endeavor to reach out to more people. With the opening of this branch, we can now easily provide our services to the business customers of this area." The new branch is located at 1st Floor, Shankar City, Ramkrishna Mission Road, Ghatia Bazar, Habiganj 3300.
March 30, 2016
IDLC declares 25% cash dividend at its 31st AGM
The 31st Annual General Meeting (AGM) of the shareholders of IDLC Finance Limited was held on Wednesday, March 30, 2016 at the Radisson Blu Water Garden Hotel, Dhaka. In line with the proposal by the Board of Directors, the AGM approved 25% Cash Dividend (Taka 2.50 per share) for the company`s shareholders for the year 2015. The AGM also approved the proposal of enhancement of Authorized Capital of the Company to BDT 1,000 crore by amending of Clause V of the Memorandum and Article 7 of the Articles of Association of the Company subject to the approval by regulatory authorities.

It was also mentioned in the AGM that during 2015, IDLC reinforced its presence as a sector leader in the country and strengthened its positioning as a customer-centric non-banking financial institution. Despite several challenges on the political and economic front that led to sluggish industrial growth, IDLC reported a respectable performance during the year. At the end of 2015, the IDLC Group`s total loans & advances stood at Taka 55,212 million, an increase of 17.30% over last year, while deposits grew by 30.14% to Tk 47,624 million. Simultaneously, net profit after tax rose by 17.16% to Taka 1,459 million.

Aziz Al Mahmood, Chairman, IDLC Finance Limited presided over the AGM, which was also attended by other Directors -Faruq M. Ahmed (Chairman of the Executive Committee), Monower Uddin Ahmed (Independent Director and Chairman of the Audit Committee), Md. Kamrul Hassan FCA, Mati Ul Hasan, Atiqur Rahman and the CEO & Managing Director, Arif Khan CFA FCMA. A large number of shareholders were present at the meeting.

The Chairman and Managing Director both welcomed the assembled shareholders and thanked them for their continued sponsorship of IDLC. The Chairman said that IDLC has delivered a robust financial performance and made good strategic progress in 2015. He also opined that the company`s strong Balance Sheet and the market positions of its businesses are poised to deliver sustainable profit growth and shareholder returns over time. Shareholders, too, voiced their appreciation at the significant step up in the Group`s operations.
March 25, 2016
IDLC SME Division celebrates SME Night 2016
IDLC SME Division arranged its annual employee recognition program on March 25, 2016. The program was met with great enthusiasm by the participants. Arif Khan, CEO & MD, IDLC Finance Limited, Senior Officials and all the employees of SME Division attended the program.
March 8, 2016
IDLC Purnota Club Organizes "Women Entrepreneur Trade Fair" to Celebrate International Women's Day
On 8th of March, IDLC Purnota Club organized "Women Entrepreneur Trade Fair" to celebrate International Women`s Day. The fair had stalls by women entrepreneurs having products like boutique, clothing, shoes, handicraft, leather goods, pop books, crockeries, etc. The event was met with great enthusiasm by guests and IDLC employees. Ms. Nazneen Sultana, Former Deputy Governor of Bangladesh Bank, Ms. Nasreen Fatema Awal, founder President of Women Entrepreneur Association of Bangladesh (WEAB), Ms. Falguni Hamid, Actress, Ms. Farzana Rupa, Special Correspondent of Channel 71, Ms. Tania Wahab, owner of Karigar and Mr. Arif Khan, CEO & MD, IDLC Finance Ltd spoke on the occasion. The ceremony closed with a cake cutting ceremony and light refreshments for the attendees.
March 1, 2016
Arif Khan, the new CEO & MD of IDLC
Arif Khan has been appointed as the new CEO & Managing Director of IDLC Finance Limited with effect from March 01, 2016.

Mr. Khan played a vital role in the development of capital market as ?Commissioner? of Bangladesh Securities and Exchange Commission (BSEC) during last 5 years.

He started his career with AB Bank Limited as Probationary Officer in 1991. He has around 24 years of experience, out of which around 15 years with IDLC and has experience for brief periods with Institutions like BAT, Beximco Fisheries & Zenith Investments Limited. While leaving IDLC in December 2010, Mr. Khan was the Deputy Managing Director of the Company.

Mr. Khan holds the Chartered Financial Analyst (CFA) Charter and is a member of the CFA Institute, USA. He is also a Fellow Member (FCMA) of the Institute of Cost and Management Accountants of Bangladesh (ICMAB). He obtained his Master?s in Business Administration (MBA) from Institute of Business Administration (IBA), Dhaka University and also obtained M. Com from Dhaka University in Finance and Banking, with distinctive position of First Class Second.
January 22, 2016
IDLC Participated at BARVIDA Car Expo 2016
As a part of our marketing strategy, IDLC Finance Limited successfully partaken in "BARVIDA Car Expo 2016", which was a three day event organized by Bangladesh Reconditioned Vehicles Importers and Dealers Association (BARVIDA). The expo was held at the International Convention City Bashundhara (ICCB), Dhaka during 22nd to 24th January 2016. Mr. Shajahan Khan, MP, Honorable Shipping Minister of Bangladesh Government, was present as the Chief Guest in the Inaugural Session. Renowned reconditioned vehicle Importers & Dealers, Financial Institutions, Insurance companies, CNG conversion service providers, car accessories & parts sellers, car security service providers and other relevant stakeholders participated in the fair. Md Abdul Hamid Sharif, President, BARVIDA along with state bodies like the National Board of Revenue (NBR) and Bangladesh Road Transport Authority (BRTA) were also present at the event, interacted with the visitors & provided them with necessary information. Consumer Division successfully promoted its Car Loan products throughout the fair period and received almost 200 prospective client database, who paid a visit to our stall and placed queries regarding car loan. A good number of loan applications have already been submitted & some are in process of submission, which were sourced through the fair. We firmly believe that our participation in the fair has facilitated us with a distinct branding regarding our product features. We hope it would take us one step ahead towards maintaining our position as one of the major market leaders in Car Loan industry of the country.