FEES AND CHARGES

Sl Particulars Loan  Lease Syndicated
fund-raising
Syndication participation  Advisory services
1 Documentation Fee At Actual + VAT At Actual + VAT N/A N/A N/A
2 Documentation Fee (Loan without mortgage) At actual + VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp)  At actual + VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp)       
3 Processing Fee At Actual + VAT At Actual + VAT N/A N/A N/A
N/A N/A N/A
4 Prepayment Charges   Up to 2%+VAT   Up to 2%+VAT  N/A  0%-2%+VAT  N/A
5 Foreclosure Fee  Up to 2%+VAT   Up to 2%+VAT  N/A  0%-2%+VAT  N/A
6 Asset transfer fee - lease   N/A  Up to 0.50%+VAT N/A N/A N/A
7 Legal expenses  At actual   At actual  At actual At actual N/A
8 Late Payment fees Interest rate + 2% of overdue amount Interest rate + 2% of overdue amount N/A 1-2% above lending rate N/A
9 Issuance of Transfer Documents N/A ­First time - Free
­Duplicate issuance - TK. 5,000+VAT
N/A N/A N/A
10 Arrangement Fee N/A N/A Flat rate, or 0.25% - 1.5% of total fund raised+VAT N/A N/A
11 Work Fee N/A N/A Flat rate, or up to 40% of arrangement fee (minimum Tk.1mln.)+VAT N/A N/A
12 Agency Fee N/A N/A Flat rate, or 0.1%-0.25% of outstanding amount+VAT N/A N/A
13 Participation Fee N/A N/A N/A 0%-0.5% of amount committed + VAT N/A
14 Charge on undrawn portion  N/A N/A N/A Up to 0.50%+VAT N/A
15 LC Commission N/A N/A N/A 0.2%-0.4% on quarterly basis (proportionate to the amount committed) +VAT N/A
16 Payment Guarantee Fee 0.40%(max) on quarterly basis +VAT 0.40%(max) on quarterly basis+VAT N/A N/A N/A
17 Advisory fee N/A N/A N/A N/A Lumpsum amount as negotiated with the client
18 Issuance of any certificate/
statement/letter within contract period
­First time - Free
­Duplicate Issuance - TK. 1,000+VAT
­First time - Free
­Duplicate Issuance - TK. 1,000+VAT
N/A ­First time - Free
­Duplicate Issuance - TK. 1,000+VAT
N/A
19 Issuance of any certificate/statement after settlement of facility ­First time - Free
­Duplicate but within one year after settlement - TK. 3,000+VAT
­Duplicate but after one year of settlement - TK. 5,000+VAT
­First time - Free
­Duplicate but within one year after settlement - TK. 3,000+VAT
­Duplicate but after one year of settlement - TK. 5,000+VAT
N/A ­First time - Free
­Duplicate but within one year after settlement - TK. 3,000+VAT
­Duplicate but after one year of settlement - TK. 5,000+VAT
N/A
20 Photocopy of land documents  Tk.1000 + VAT Tk.1000 + VAT N/A N/A N/A
21 Insurance claim settlement on behalf of customer N/A ­During the contract period -TK.1,000+VAT
­After settlement of contract -TK. 5,000+VAT
N/A N/A N/A
22 LC Acceptance Commission N/A N/A N/A 0.25%-0.50% on quarterly basis (proportionate to the amount committed) +VAT  N/A
23 Redemption of Mortgage Stamp Charge- At Actual Stamp Charge- At Actual      
24 Change in agreement due to customer request Stamp Charge- At Actual Stamp Charge- At Actual      
25 Land valuation charge  At actual  At actual       
26 Security replace fee Tk.1000 + VAT Tk.1000 + VAT      
27 CIB Inquiry charge(inclusive VAT) At Actual At Actual N/A At Actual N/A
             
  Effective from July 2018        
SL Particulars Home Loan Car Loan Personal Loan Loan Against Deposit Deposit
1 Fee for application form N/A TK 200 N/A N/A N/A
2 Documentation fee  At Actual At Actual At Actual N/A N/A
3 Processing fee  At Actual At Actual At Actual N/A N/A
4 Stamp Charge  At Actual At Actual At Actual N/A N/A
5 CIB inquiry charge At Actual At Actual At Actual At Actual At Actual
6 Prepayment ( Partial / Full) Charges 2% of Outstanding of loan amount 2% of Outstanding of loan amount 2% of Outstanding of loan amount N/A N/A
7 Late payment Interest  Applied Interest Rate + 2% Applied Interest Rate + 2% Applied Interest Rate + 2% N/A N/A
8 Mortgage Execution & Collection of certified/ original property documents At Actual At Actual At Actual N/A N/A
9 Applicant / Co-Applicant / PG Change after Disbursement BDT 3,000/- BDT 3,000/- BDT 3,000/- N/A N/A
10 Security Release/Change  (except foreclosure) BDT 5,000/- BDT 5,000/- BDT 5,000/- N/A N/A
11 Issuing Name Transfer Letter for Car Loan for 3rd party (not applicants / PG) N/A BDT 3,000/- N/A N/A N/A
12 Home Loan Conversion Fee 1% of the Outstanding N/A N/A N/A N/A
13 Photocopy of Ownership & Charge documents  including Mortgage & PoA Deed(2nd time onwads) BDT 1,000/- BDT 1,000/- BDT 1,000/- N/A N/A
14 Duplicate issue of transfer documents for CL N/A BDT 1,000/- N/A N/A N/A
15 Copy of documents of file-settled more than three months back BDT 2,000 BDT 2,000 BDT 2,000 N/A N/A
16 Returning of Documents of file-settled more than three months back/loan is not availed BDT 1,000 BDT 1,000 BDT 1,000 N/A N/A
17 Delivering of service against facility closed before Five Years of more BDT 3000 BDT 3000 BDT 3000 N/A N/A
18 Change of quotation of car loan asset after approval N/A BDT 1000 N/A N/A N/A
19 Duplicate issue of Tax Certificate / Loan Account Statement/ Sanction Letter or Customized Letter / NOC / Certificate BDT 500/- BDT 500/- BDT 500/- BDT 500/- BDT 400/-
20 Account Statement (2nd Time onward) /Balance Confirmation Certificate (3rd time onwards) N/A N/A N/A N/A BDT 200/-
21 Duplicate Instrument Issue of Deposit N/A N/A N/A N/A BDT 1000/-
22 Late payment fee of monthly installment of Monthly deposit schemes (MDS) N/A N/A N/A N/A 10% of the monthly installment amount or Tk.250 whichever is higher
  Note: Vat @ 15% will be charged wherever applicable          
             
  Effective from July 2018          
             
SL Particulars SME-MEF SME-SEF Supplier Finance
1 Loan Application Fee BDT 200 BDT 200 BDT 200
2 Processing & Documentation fee At Actual + VAT At Actual + VAT At Actual + VAT
3 Renewal fee  N/A N/A At Actual + VAT
4 Late payment Interest Interest rate + 2% of overdue amount Interest rate + 2% of overdue amount Interest rate + 2% of overdue amount
5 Bill discounting charge  N/A N/A Up to 0.50%
6 Stamp Charge (Loan without Mortgage) At actual + VAT At actual + VAT At actual + VAT
Stamp Charge (Loan with Mortgage) At actual + VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp)  At actual + VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp)  At actual + VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) 
7 Change in agreement due to customer request Stamp Charge- At Actual Stamp Charge- At Actual Stamp Charge- At Actual
8 Credit Control Amendment Fee N/A N/A Up to BDT 10,000
9 Legal Fee At actual  At actual  At actual 
10 Security replacement fee Tk.1000 + VAT Tk.1000 + VAT Tk.1000 + VAT
11 Land valuation charge  At actual  At actual  At actual 
12 Prepayment charge Up to 2%+VAT (N/A for Micro and Cottage as per Bangladesh Bank Definition) Up to 2%+VAT (N/A for Micro and Cottage as per Bangladesh Bank Definition) Up to 2%+VAT (N/A for Micro and Cottage as per Bangladesh Bank Definition)
13 Foreclosure fee  Up to 2%+VAT (N/A for Micro and Cottage as per Bangladesh Bank Definition) Up to 2%+VAT (N/A for Micro and Cottage as per Bangladesh Bank Definition) Up to 2%+VAT (N/A for Micro and Cottage as per Bangladesh Bank Definition)
14 Redemption of Mortgage Stamp Charge- At Actual Stamp Charge- At Actual Stamp Charge- At Actual
15 Issuance of any certificate/statement/letter within contract period ­First time - Free
­Duplicate Issuance -TK.1,000.00+VAT
­First time - Free
­Duplicate Issuance -TK.1,000.00+VAT
­First time - Free
­Duplicate Issuance -TK.1,000.00+VAT
16 Issuance of any certificate/statement after settlement of facility ­First time - Free.
­Duplicate but within one year after settlement -TK.3,000.00+VAT.
­Duplicate but after one year of settlement -TK. 5,000.00+VAT.
­First time - Free.
­Duplicate but within one year after settlement -TK.3,000.00+VAT.
­Duplicate but after one year of settlement -TK. 5,000.00+VAT.
­First time - Free.
­Duplicate but within one year after settlement -TK.3,000.00+VAT.
­Duplicate but after one year of settlement -TK. 5,000.00+VAT.
17 Photocopy of land documents  Tk.1000 + VAT Tk.1000 + VAT Tk.1000 + VAT
18 Delivering of service against facility closed before Five Years of more BDT 3000+VAT BDT 3000+VAT BDT 3000+VAT
19 Insurance claim settlement on behalf of customer ­During the contract period -TK.1,000.00+VAT
­After settlement of contract - TK.5,000.00+VAT
­During the contract period -TK.1,000.00+VAT
­After settlement of contract - TK.5,000.00+VAT
­During the contract period -TK.1,000.00+VAT
­After settlement of contract - TK.5,000.00+VAT
20 Issuance of transfer documents  ­First time - Free
­Duplicate issuance - Tk. 5,000.00+VAT
­First time - Free
­Duplicate issuance - Tk. 5,000.00+VAT
­First time - Free
­Duplicate issuance - Tk. 5,000.00+VAT
21 Insurance premium  At actual  At actual  At actual 
22 CIB inquiry charge(inclusive VAT) At Actual At Actual At Actual
  Effective from July 2018      

Fees and Charges* for MAXCAP

  • Documentation Fee: Tk. 500/- (one off)
  • Management Fee: 2.50% p.a. on securities value, charged quarterly
  • Settlement Fee: 0.35% on transaction value
  • Termination Fee (before 1 year): 0.50% on the total amount
  • Pre-matured withdrawal charge (before 1 year): 0.5% on the withdrawal amount
  • Out of Pocket and Third Party Charges (Central Depository, SMS charges etc.): On actual basis

* Subject to change

Fees and Charges for Cap Invest

  • Documentation Fee: Tk. 500/- (one off)
  • Management Fee:
Client's Equity Level Management Fee
Taka 10 Million and above At 1.00% pa, charged quarterly
Below Taka 10 Million At 1.50% pa, charged quarterly
 
  • Interest on Margin:
Client's Equity Level Applicable Interest Rate
Taka 30 Million and above At 16.25% pa, charged quarterly
Below Taka 30 Million At 16.50% pa, charged quarterly
 
  • Settlement Fee: 0.35% on transaction value
  • Out of Pocket and Third Party Charges (Central Depository, SMS charges etc.): On actual basis

* Subject to change

Fees and Charges for Brokerage Services

  • Brokerage Services: Nominal Brokerage fee up to 0.40%
  • CDBL Charges: At actual
  • Research Services: Upon subscription
  • Custodial Services: At actual
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