Privacy Policy

WEB-RELATED PRIVACY POLICY

How we use your information provided on the Website?

Your email address: We collect your email address when you establish an online profile and register for access to certain sections of our website. We may also receive your email address if you provide it to us on an application or by phone. We may contact you by email about a website related issue, in response to something you requested - such as Delivery of documents or to communicate about our products or services.

Survey information: Occasionally we may ask you to participate in a brief survey to help us make smart choices as we look for ways to improve the website. If you choose to participate, information you provide won't be identified with you personally.

Personal data entered in the calculators: When you use calculators and planning tools on the website, you may need to enter information such as your age or even certain amounts like how much you save each month. We don't collect or store this kind of information; it's only used to perform the calculation you're asking for.

Cookies: We use cookies and other tracking technologies to customize content and advertising, provide social media features and to see how our visitors move through our website. We use this information to make decisions and ways to improve the services we offer you. We do not permit other parties to collect identifying information about visitors to our website.

MUTUAL FUND PRIVACY POLICY
IDLC Asset Management Limited is committed to safeguarding information provided to us by individual or institutional unit-holders of our Mutual Funds. This notice is designed to provide you with a summary of the non-public personal information we may collect and maintain about current or former investors, our policy regarding the use of that information and the measures we take to safeguard the information. IDLC Asset Management Limited do not sell non-public personal information to anyone and only share it as described in this notice.

Information We Collect
When you invest in IDLC AML managed Mutual Funds, you provide us with your non-public personal information. We collect and use this information to service your accounts and respond to your requests. The non-public personal information we collect falls into the following categories:

Information we receive from you on applications or other forms, whether we receive the form in writing or electronically. For example, this information includes your name, address, tax identification number, birth date, investment selection, beneficiary information, and possibly your personal bank account information and / or email address if you have provided that information.

Information about your transactions and account history with us, or with other companies that are part of our Mutual Funds, including transactions you request on our website. This category also includes your communications to us concerning your investments.

Other general information that we may obtain about you such as demographic information.

Disclosure Policy
To better serve your accounts and process transactions / services you’ve requested, we may share non-public personal information with other associated companies / subsidiaries of IDLC Finance Ltd. From time to time we may also send you information about products / services offered by other associated companies although we will not share your non-public personal information with these companies without first offering you opportunity to prevent that sharing.

We will only share non-public personal information with outside parties in the limited circumstances permitted by law. For example, this includes situations where we need to share information with companies who work on our behalf to service or maintain your account or process transactions you’ve requested –

when the disclosure to those companies is assisting us with our own marketing efforts, when the disclosure is to a party representing you, when required by law, required by a Court Order, by Government Authorities, by Law Enforcement Authorities or by other legal processes, or when it becomes necessary to do so to protect the rights or property of IDLC Asset Management Limited and / or its group companies / affiliates.

Additionally, we will ensure that any outside companies working on our behalf, or with whom we have joint marketing agreements, are under contractual obligations to protect the confidentiality of your information, and to use it only to provide the services we’ve asked them to perform.

Confidentiality and Security
Our employees are required to follow procedures with respect to maintaining the confidentiality of our investors’ non-public personal information. Additionally, we maintain physical, electronic and procedural safeguards to protect the information; this includes performing ongoing evaluations of our systems containing investor information and making changes when appropriate.

Changes to this Privacy Policy
IDLC Asset Management Limited reserves the right to change or update this Privacy Policy or any other of our Policies / Practices at any time. The same shall be notified to the users of this website by posting such changes or updated Private Policy on the page. Any changes or updates will be effective immediately upon posting to this web site. We may, if considered necessary, elect to notify you of changes or updates to our Policy by additional means such as posting a notice on the front page of our website or sending you an e-mail.

We are committed towards protecting and safeguarding your privacy online. Please contact us at idlcaml@idlc.com for any queries or clarification.

TOP