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SME Loan
ABASHAN Loan
Medium Enterprise Finance
Lease Financing
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Commercial Space Loan (CSL)
Commercial Vehicle Loan
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Fees and Charges
Fees and Charges for SME Division
Sl Fees/Charges SME-MEF SME-SEF Supplier Finance
01. Appraisal Fee Up to 1% + VAT Up to 1% + VAT Up to 0.5% + VAT
02. Processing fee Up to 1% + VAT Up to 1% + VAT Tk.5,000 to 1% + VAT
03. Renewal fee N/A N/A Up to 1% + VAT
04. Late Payment fee Interest rate + 3% of overdue amount Interest rate + 3% of overdue amount Interest rate + 3% of overdue amount
05. Bill discounting charge N/A N/A Up to 0.50%
06. Documentation fee (Loan without Mortgage) At actual or Tk 1500+VAT, whichever is higher (not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 1500+VAT, whichever is higher (not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 1500+VAT, whichever is higher (not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower)
Documentation fee (Loan with Mortgage) At actual or Tk 8,650+VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) whichever is higher (however, not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 8,650+VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) whichever is higher (however, not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 8,650+VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) whichever is higher (however, not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower)
07. Change of quotation of leased asset after approval BDT 1000 + VAT BDT 1000 + VAT BDT 1000 + VAT
08. Change in agreement due to customer request Stamp Charge- At Actual Stamp Charge- At Actual Stamp Charge- At Actual
09. Credit Control Amendment Fee N/A N/A Up to BDT 10,000
10. Legal charges At actual At actual At actual
11. Security replace fee Tk.1000 + VAT Tk.1000 + VAT Tk.1000 + VAT
12. Land valuation charge At actual At actual At actual
13. Prepayment charge Up to 2%+VAT Up to 2%+VAT Up to 2%+VAT
14. Foreclosure fee Up to 2%+VAT Up to 2%+VAT Up to 2%+VAT
15. Lease assets transfer fee Up to 1%+VAT Up to 2%+VAT N/A
16. Redemption of Mortgage Stamp Charge- At Actual Stamp Charge- At Actual Stamp Charge- At Actual
17. Issuance of any certificate/statement/letter within contract period - First time - Free
- Duplicate Issuance -TK.1,000.00+VAT
- First time - Free
- Duplicate Issuance -TK.1,000.00+VAT
- First time - Free
- Duplicate Issuance -TK.1,000.00+VAT
18. Issuance of any certificate/statement after settlement of facility - First time - Free.
- Duplicate but within one year after settlement -TK.3,000.00+VAT.
- Duplicate but after one year of settlement -TK. 5,000.00+VAT.
- First time - Free.
- Duplicate but within one year after settlement -TK.3,000.00+VAT.
- Duplicate but after one year of settlement -TK. 5,000.00+VAT.
- First time - Free.
- Duplicate but within one year after settlement -TK.3,000.00+VAT.
- Duplicate but after one year of settlement -TK. 5,000.00+VAT.
19. Photocopy of land documents Tk.1000 + VAT Tk.1000 + VAT Tk.1000 + VAT
20. Delivering of service against facility closed before Five Years of more BDT 3000+VAT BDT 3000+VAT BDT 3000+VAT
21. Insurance claim settlement on behalf of customer - During the contract period -TK.1,000.00+VAT
- After settlement of contract - TK.5,000.00+VAT
- During the contract period -TK.1,000.00+VAT
- After settlement of contract - TK.5,000.00+VAT
- During the contract period -TK.1,000.00+VAT
- After settlement of contract - TK.5,000.00+VAT
22. Reimbursment of cheque dishonouring charge At actual At actual At actual
23. Issuance of transfer documents - First time - Free
- Duplicate issuance - Tk. 5,000.00+VAT
- First time - Free
- Duplicate issuance - Tk. 5,000.00+VAT
- First time - Free
- Duplicate issuance - Tk. 5,000.00+VAT
24. Incremental Interest (for ICD only) N/A N/A 2%
25. Insurance premium At actual At actual At actual
26. Rescheduling charge N/A N/A N/A
27. CIB inquiry charge(inclusive VAT) Tk.500 Tk.350 Tk.500
Effective from July, 2016