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SME Loan
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Fees and Charges
Fees and Charges for SME Division
Sl Fees/Charges SME-MEF SME-SEF Supplier Finance
01. Processing fee Up to 1% + VAT Up to 1% + VAT Tk.5,000 to 1% + VAT
02. Renewal fee N/A N/A Up to 1% + VAT
03. Late Payment fee Interest rate + 3% of overdue amount Interest rate + 3% of overdue amount Interest rate + 3% of overdue amount
04. Bill discounting charge N/A N/A Up to 0.50%
05. Documentation fee (Loan without Mortgage) At actual or Tk 1500+VAT, whichever is higher (not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 1500+VAT, whichever is higher (not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 1500+VAT, whichever is higher (not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower)
Documentation fee (Loan with Mortgage) At actual or Tk 8,650+VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) whichever is higher (however, not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 8,650+VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) whichever is higher (however, not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 8,650+VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) whichever is higher (however, not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower)
06. Change of quotation of leased asset after approval BDT 1000 + VAT BDT 1000 + VAT BDT 1000 + VAT
07. Change in agreement due to customer request Stamp Charge- At Actual Stamp Charge- At Actual Stamp Charge- At Actual
08. Credit Control Amendment Fee N/A N/A Up to BDT 10,000
09. Legal charges At actual At actual At actual
10. Security replace fee Tk.1000 + VAT Tk.1000 + VAT Tk.1000 + VAT
11. Land valuation charge At actual At actual At actual
12. Prepayment charge Up to 2%+VAT Up to 2%+VAT Up to 2%+VAT
13. Foreclosure fee Up to 2%+VAT Up to 2%+VAT Up to 2%+VAT
14. Lease assets transfer fee Up to 1%+VAT Up to 2%+VAT N/A
15. Redemption of Mortgage Stamp Charge- At Actual Stamp Charge- At Actual Stamp Charge- At Actual
16. Issuance of any certificate/statement/letter within contract period - First time - Free
- Duplicate Issuance -TK.1,000.00+VAT
- First time - Free
- Duplicate Issuance -TK.1,000.00+VAT
- First time - Free
- Duplicate Issuance -TK.1,000.00+VAT
17. Issuance of any certificate/statement after settlement of facility - First time - Free.
- Duplicate but within one year after settlement -TK.3,000.00+VAT.
- Duplicate but after one year of settlement -TK. 5,000.00+VAT.
- First time - Free.
- Duplicate but within one year after settlement -TK.3,000.00+VAT.
- Duplicate but after one year of settlement -TK. 5,000.00+VAT.
- First time - Free.
- Duplicate but within one year after settlement -TK.3,000.00+VAT.
- Duplicate but after one year of settlement -TK. 5,000.00+VAT.
18. Photocopy of land documents Tk.1000 + VAT Tk.1000 + VAT Tk.1000 + VAT
19. Delivering of service against facility closed before Five Years of more BDT 3000+VAT BDT 3000+VAT BDT 3000+VAT
20. Insurance claim settlement on behalf of customer - During the contract period -TK.1,000.00+VAT
- After settlement of contract - TK.5,000.00+VAT
- During the contract period -TK.1,000.00+VAT
- After settlement of contract - TK.5,000.00+VAT
- During the contract period -TK.1,000.00+VAT
- After settlement of contract - TK.5,000.00+VAT
21. Reimbursment of cheque dishonouring charge At actual At actual At actual
22. Issuance of transfer documents - First time - Free
- Duplicate issuance - Tk. 5,000.00+VAT
- First time - Free
- Duplicate issuance - Tk. 5,000.00+VAT
- First time - Free
- Duplicate issuance - Tk. 5,000.00+VAT
23. Incremental Interest (for ICD only) N/A N/A 2%
24. Insurance premium At actual At actual At actual
25. Rescheduling charge N/A N/A N/A
26. CIB inquiry charge(inclusive VAT) Tk.500 Tk.350 Tk.500
Effective from January 2017