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Deposit Schemes
What We Offer
  - Flexible Term Deposit Package
  - Regular Earner Package
Forms & Documents for Deposits
Deposit Rates
Home Loan
What We Offer
  - Home Loan
  - Home Loan Shield
Construction Loan
Forms & Documents for Home Loan
Home Loan EMI Calculator
Am I Eligible for Home Loan?
Car Loan
What We Offer
Forms & Documents for Car Loan
Car Loan EMI Calculator
Personal Loan
What We Offer
Forms & Documents for Personal Loan
Personal Loan EMI Calculator
FAQ for Personal Loan
Online Account Service
Fees and Charges
Personal Loan
Product Features
We understand your all out efforts to improve the quality of life, but necessities no longer wait for your savings to accumulate. Sometimes, it gets harder to meet ever changing needs. IDLC Finance Limited, the largest financial institution of the country, can help you achieve your aspirations with a Personal Loan that is suitable for you. IDLC Personal Loan - financing for all your need!
IDLC is your first choice for availing Personal Loan because we provide you
Faster loan approval
Competitive interest rates
Lowest possible charges
Dedicated and supportive service
Early settlement option
Our product is designed to support your various needs including:
Purchase of consumer durables
Meeting financial liabilities
Domestic or foreign travel
Medical treatment for self/family members
Other needs
Types of Loan
You can enjoy two types of loan under our Personal Loan facility:
Secured Personal Loan, when it is backed by any of the following:
Cash Security (deposit with IDLC or lien on FDR)
Assignment of salary
Assignment of retirement benefits
Any immovable property in Dhaka, Savar, Gazipur, Chittagong, Bogra, Sylhet and Comilla
Unsecured Personal Loan, when it is not backed by any security or guarantee under specific conditions of IDLC.
Loan Amount
We can offer a facility ranging from Taka 50,000 to Taka 10 Lacs to suit your requirement
Loan Tenure
We can extend the facility from a minimum of 1 year to a maximum of 5 years
You can repay the facility through Equal Monthly Installments (EMI)
Interest Rates and Fees
You can enjoy a competitive interest rate against our Personal Loan. Individual rates are set based on the customerís financial status and facility amount.
You can make early prepayments subject to payment of minimum charges.
Please refer to our Forms and Documents for Personal Loan section for the Application Form and required documents.
You can also avail our Online Account Service.
To know more about our Personal Loan facility, please contact us at personalloan@idlc.com
For more information on our other products, please contact our relevant department.