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Small Enterprise Finance
SME Loan
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Lease Financing
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Fees and Charges
Lease Financing
We offer Asset backed financing against industrial machineries, commercial equipments, office equipments, generators, vehicles, vessels, engines, etc.
Financing may be extended up to 100% of the cost
We offer flexible terms in case of security/collateral against the facility
Usual financing terms between 2 to 5 years
Repayment can be made through Equal or Structured (step-up, step-down, bullet, etc.) rentals payable every month
Legal ownership remains in the name of IDLC throughout lease period, and is transferred back to the client at the end of the term
Sale and Lease Back
We offer financing against existing assets (already procured/in-use) of a company including industrial machineries, commercial equipments, office equipments, generators, vehicles, vessels, engines, etc.
Ownership of the asset is transferred to IDLC at the time of financing, and is re-transferred to the client at the end of the lease period
Financing can be extended up to 100% of the written-down value (cost net of depreciation) depending on the condition of the asset
Usual financing term between 2 to 5 years depending on the original date of purchase and current condition of the asset
Repayment can be made through Equal or Structured (step-up, step-down, bullet, etc.) rentals payable on a monthly basis
*Conditions Apply
To know more about our Lease Financing, please contact us at sme@idlc.com or call us at 16409
For more information on our other products, please contact our relevant department.