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IDLC Car Loan
Owning a car is no longer a luxury; rather, it has become a basic necessity. In this time of rush hour traffic and round-the-clock routine, having your own car ensures personal control as well as mobility. In one word, it improves your quality of life. IDLC Car Loan facility is here to make it happen for you.
Scope
Our facility is to help you purchase brand new and/or reconditioned vehicles
Loan Tenure
Maximum 5 years
Repayment
Equal Monthly Installments (EMI)
Benefits
Faster service
Maximum possible loan amount
Competitive interest rates
Special discount on vehicle price offered by renowned dealers, under special arrangement with IDLC
Partial or full prepayment options
No Personal Guarantee required
No hidden charges or fees
Eligibility to avail this Facility
Eligible Segments
Service-holders
Professionals
Self-employed Persons
Business Persons
Age of the Borrower(s)
Between 22 years to 60 years (Loan must be repaid on or before the age of 60)
Minimum Monthly Income
Service-holders/Professionals: Taka 40,000 (including income of co-borrower, in case of joint application)
Landlords: Taka 50,000
Business Persons:
- Small and Medium Segment: Taka 50,000
- Corporate Segment: Taka 75,000
NRB Service-holders: Taka 75,000; NRB Business Persons: Taka 100,000
Minimum Work/Business Experience
Service-holders and Professionals: Minimum 2 years, and at least 6 months with the current employer
Business Persons: Minimum 3 years (Corporate Segment) and minimum 5 years (Small and Medium Segment)
Car Registration
Joint Registration of the vehicle under the names of both the borrower(s) and IDLC
Location
Only client(s) from areas in vicinity of IDLC’s branches or booths may approach for this facility, to ensure desired service
*Conditions Apply
To know more about our Car Loan facility, please contact us at carloan@idlc.com
For more information on our other products, please contact our relevant department