Home|Contact Us|Feedback|

Portfolio Management
Easy Invest
MAXCAP
Profit-Loss Sharing Scheme
Capital Protected Scheme
Portfolio Advisory Service
Cap Invest
Forms & Documents
Investment Banking
What We Offer
Milestones Achieved by Us
Our Clientele
Our Expertise in Underwriting of Issues
Research
Company Coverage
Sector Coverage
Economic Coverage
Market Commentary
Research Team
Contact Us
Brokerage Services
Rules and Regulations
Forms and Documents
Internet Trading
Fund Deposit & Withdrawal by BEFTN
Fees & Charges
Capital Protected Scheme
"Capital Protected Scheme" is a discretionary portfolio management service where IDLC Investments Limited will manage your fund and take all investment decisions. This is a specific structured product that includes a capital guarantee of the initial investment amount up to a set percentage (100%).
Key Features
Minimum Investment Amount : Individual/Corporate : BDT 10 Lacs
Minimum Investment Horizon: 4 (Four) Years & 3 (Three) Months
Margin Loan Facility : N/A
Investment Process
Your Portfolio Manager will adopt a clear and transparent investment process in terms of portfolio composition, stock selection, trade execution, monitoring and rebalancing.

The investment process has been carefully designed to ensure:
Independent professional judgment and responsibility in each area of decision making
Elimination of all sorts of conflicts of interest
Fair dealing and objectivity in every transaction
Compliance of law and other fiduciary duties
Investment Approach
We adopt a Top-Down Approach to determine appropriate sector allocation and security selection to build your portfolio. We use both fundamental and quantitative analysis for managing the investments.
Investment Style
Your Portfolio Manager will focus on achieving long term returns at a reasonable risk through active management of your portfolio.
Where to Invest?
Your Portfolio Manager will invest only in capital market securities (both debt and equity) approved by the Securities and Exchange Commission and/or Bangladesh Bank. In order to protect the capital and increase the profit potential, funds may be invested, as a defense strategy, in quoted/unquoted debt securities, depository instruments, or fixed deposit accounts.
Risk Aspect
Prospective investors of “Capital Protected Scheme” account should appreciate that portfolio investment in capital market is subject to certain risk factors, as detailed below, which are not necessarily exhaustive or mutually exclusive:
Portfolio return is significantly dependent on the macro economic situation and the capital market in particular.
Lack of liquidity and extreme price volatility may significantly impact portfolio performance. Due to lack of adequate number of securities, the portfolio may not be optimally diversified. Moreover, strong positive correlation among the equity securities also greatly limits the diversification benefits.
Appropriate balancing between different asset classes may not be achieved due to absence of an active debt market.
Despite careful selection of stocks, the companies may fail to provide expected dividend or make timely disbursements.
The value of the portfolio assets may be affected by uncertainties such as political or social instability, adverse climatic condition, and change in any law or regulations of the territory etc. Such risk exposure may limit your portfolio’s ability to achieve its stated return objective.
What is guaranteed?
As a client of "Capital Protected Scheme", irrespective of market condition, your principal investment amount will be 100% secured. On top of that, you will have all the benefits of the bullish market trend and even in the current market condition you can expect a sustainable growth on your portfolio in the long term.
Risk Control Measures
To control volatile portfolio performance, your Portfolio Manager will judiciously apply various risk control measures. The primary paradigm of risk control has been described below:
First, the Portfolio Manager will set appropriate limits on downside shortfall in securities, industry and portfolio levels
Second, the Portfolio Manager will try to minimize risk by selecting fundamental and potential securities and achieving adequate diversification
Finally and most importantly, the Portfolio Manager will continuously monitor the performance of your portfolio and the capital market conditions. Your portfolio will be actively balanced in line with the changed market scenario, if it is deemed prudent.
Reporting
Semi-annually portfolio and transaction statements will be given.
Fees and Charges *
Documentation Fee : BDT 500 (one off)
Management Fee : 1.5% p.a. on the market value of the securities, charged quarterly
Settlement Fee : 0.35% on the transaction value
Early Exit Fee (within tenor): 2% on the withdrawal/closing amount
Annual CDBL account renewal fees: BDT 500
* Subject to change
Please refer to Forms and Documents for Investment to download forms.
To know more about DPM products and services, please contact us at dpm@idlc.com or call us at 16409, +8809609994352.